Understanding Insurance Benefits
We have created a form for you to use while you contact your insurance company to see just how they can help you. Just print out this form, fill it out, turn your insurance card over and call the toll free number on the back. Be sure to have this form ready with you so you don't forget to ask all the questions you want answered.
How Insurance Works
Insurance benefits vary and can be as different as the people they cover. Understanding your individual coverage options empowers you to make the best decisions for your well-being and is an important aspect of beginning care.
Many of us are unclear as to what our benefits include. Generally speaking, most policies only provide for symptomatic relief or pain management. The broader scope of corrective care or wellness visits may fall outside the terms of your insurance contributions.
Lack of coverage does not have to mean lack of care. It does mean that you will need to prioritize your well-being and budget the funds necessary to get well and maintain your health. Remember, many annual deductibles are higher in cost than twelve months of chiropractic care!
Prioritize Your Health
Your care plan is designed specifically for you, based on your unique healthcare needs. It will be tempting to stop your care when you feel better. This will predispose you to a relapse or reduce your chances of complete recovery. Regardless of your coverage, we’ll suggest the chiropractic care we think you need. It’s up to you to decide how much of it you want.
We assist you with billing to help obtain payment from your insurance carrier. Review your treatment plan and determine if you are responsible for any out of pocket expenses. With your spine more stable, we can usually reduce the frequency of your visits.
Create Beneficial Relationships
A common misconception is that doctors and insurance companies have a comfortable working relationship. The fact is, these relationships vary or may not exist at all, as many insurance providers prefer to work directly with their customers. You are the catalyst for payment and reimbursement, not the doctor. Payments from some providers may be made directly to you, forcing vigilance in managing your account with us.
We will work to provide financial options that can help make the care you want and need possible. An investment in better health is one of the greatest long-term rewards you can enjoy.
